Nouw unifies UPI and card pay-ins, IMPS/NEFT payouts, PAN & GSTIN-based KYC/KYB, reconciliation, and orchestration into one API — built for Indian businesses.
Accept every way India pays
Money in, money out
Collection and disbursement are different problems. Nouw handles both, so your finance team stops reconciling five dashboards at month end.
Every Indian rail behind one checkout — UPI, cards, net banking and wallets — with smart retries that recover the payments your current gateway drops.
Send to any Indian bank account or UPI ID — single, bulk or scheduled — with beneficiary validation before the money ever leaves your account.
Try it yourself
Pick a flow, an amount and a method, then press run. This is a guided walkthrough — no real money moves.
Flow
Amount
Method
Nothing has run yet — press Run this transaction.
Products
Stop stitching together providers. Nouw gives you every building block of B2B money movement behind a single, consistent API.
Accept funds via cards, bank transfers, and local payment methods across 40+ markets. Smart routing maximizes acceptance rates.
Disburse funds to suppliers, sellers, and partners across India. Instant IMPS, UPI, NEFT and RTGS payouts with full visibility.
Onboard customers and businesses in minutes. Automated identity and business verification with configurable risk rules.
Match every transaction to its source automatically. Close your books faster with ledger-grade accuracy.
Route every payment through the optimal provider. Failover, retries, and cost optimization — no code changes required.
Keep money-laundering risk out of your book. Screen every customer and transaction against sanctions, PEP and adverse-media lists, then monitor behaviour over time.
Fee collection built for schools, colleges and coaching institutes. Runs with your ERP so admissions, ledgers and receipts stay in one place.
Give every counter a UPI QR and a soundbox that confirms the payment out loud, so staff never have to trust a screenshot.
Raise an invoice, run payroll, then reconcile what actually arrived. Billing and payouts share one ledger instead of two spreadsheets.
A hosted checkout your brand actually looks like. Drop it in front of your product in an afternoon — no payment engineering required.
Ask for money over WhatsApp, email or SMS. Create a payment link in seconds and track whether it was paid, without writing any code.
Replace five vendor relationships with a single integration and a single settlement report.
Platform
Enterprise-grade reliability, security, and compliance — so you can move money with confidence at any volume.
Every major bank, UPI app, card network and wallet — plus cross-border when you grow beyond India.
PCI DSS Level 1, SOC 2 Type II, and licensed entities in key markets.
Webhooks, balances, and settlement data streamed the moment events happen.
// Send a payout in three lines
const payout = await nouw.payouts.create({
amount: 250_000,
currency: "INR",
beneficiary: "ben_8f29xk",
rail: "sepa_instant",
});
// → settled in under 10 secondsTalk to our team about your volumes, markets, and use case. We'll design a payments setup that fits — and scales.